What We Do Better

I. We  find you the BEST RATES  for your commercial insurance policies covering,

Workers Compensation, Business/Products  Liability , Fleet Vehicle Liability,Commerical Excess/Umbrella Liability and Employment Practices Liability (EPLI)

II. We get your claims handled FAIRLY minimizing your inconvenience.

III. We  carefully  explain your policy terms  and provide you with options  YOU  CHOOSE  to tailor make   your coverages and deductibles to your needs.

IV. Our customer service is   24/7. Fastest, most efficient  system available in our industry.

V.  We hire  a licensed claim adjuster to  review  your insurance co. claim reserve files over $10,000. each. This is a killer system we have been using since 1999 for all businesses to recoup found money.Assuring  our clients claim  reserves are not excessive eliminates  the all too often insurance overcharges we constantly witness.

Auditing your  claims progress quarterly creating  faster close ratios is another weapon we employ. This process has produced amazing cost reduction results for our clients.

We have documented our results so while every body else talks about how great they are, we back it up.

Reducing  claim reserves to reality , closing claims quicker  and reconciling every premium bearing transaction produces  powerful cost savings our clients enjoy.

If your business insurance broker is not giving you written reports documenting savings in these areas, call or email us ASAP!

VI. We  lower  our customers work comp experience mods better. In todays economy it is critical that your company produce superior results to qualify for preferred work comp rates. All  cos. with a CA work comp ex mod over 125 are  paying surcharge work comp rates and being  fined by Cal Osha as an unsafe employer.

If your business has a CA work comp experience Mod of 125 or higher, you really should  contact us. If you are unsure of what your company's experience mod factor is, call or email us. All we need is the name and address of your company to search your experience mod history. We will send you a copy of this report.

Clients using our system for 4 consecutive years lowered their  experience  mods an average of 22%.

 None of our competitors  does this better than we do.

  A 22% experience mod  reduction translates to  a 22% annual work comp premium reduction. This is a permanent system that compounds over time. How's that for a value added service?

 Call or email us now.

We are here to help!